Only people with jobs get the zero interest auto loans. By the time you get a job, interest rates will be back up, and even though you have a job you will really be much poorer than you were before. No matter what you do from here on out, you will never be able to catch up. Those with good jobs now will forever be at the top of the food chain, and you will always be at the bottom. California has the 5th largest economy in the world ~ why don’t they assert their states rights and protect their own citizens against job erosion? Well, because nobody ever read them their rights.